This is really similar to the brand Oregon® Chai. Simply delicious either hot or iced! This will save you more money than buying the chai. In India, each family has their own way of making it, so you should experiment to find your favorite blend.
This is my family recipe. It’s great for kids, potlucks, and it’s really flexible. Hope you all enjoy! I would add 1/2 to 1 cup of water to the chili after all the other ingredients to make it a little more like soup. If your kids absolutely do not like spicy things, you could add sour cream and cheese to it. Serve with corn chips or corn bread.